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ATM Card less Withdrawal Service

Last Updated: Feb 19, 2015 02:04PM UTC
Only transactions in multiples of one thousand naira (N1000.00) and up to N20,000 per transaction qualify for withdrawal at an ATM. Other amounts (e.g. N1, 500, N19, 800, etc) will not receive the ATM codes.
  • Transactions over N20k do not qualify to receive the ATM codes. 
  • ATM withdrawal codes are provided for any customer cash withdrawal request or money transfer sent to a non customer who meets the conditions above. 
  • Withdrawing funds at an ATM requires the use of two codes. 
             i)  Your Transfer Reference Number – This will be 12 digits long
             ii) Your ATM Release code – This will be 4 digits long
 
Please note that the 4 digit ATM release code is different from your 5 digit Agent withdrawal code
 

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